Nizam Bijli believes electricity is a fundamental right. We provide the under-served & the off-grid with affordable, Pay-As-You-Go solar energy, coupled with mobile money and remote monitoring. To ensure a healthy loan book we use a data driven credit-scoring model to carefully select customers. We wish to give the bottom of the pyramid an equal chance in life by having safe, affordable and reliable access to energy. Our unique offering is that we give free health insurance to all our customers.