Updated Sep 30, 2020

Peter Jose

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Arogya Finance is a social health care venture, which offers medical loans to the traditionallyun-bankable, using innovative risk assessment tools that allows them to finance people outside the formal banking system.

Using a new model for measuring credit worthiness and risk, Arogya Finance provides medical loans to the poor and informally employed population. Lending decisions can be made within three hours, rather than the seven to ten day wait of most traditional banks. This speed is critical in health emergencies. If approved, the Arogya pays the hospital or doctor directly and treatment can begin immed...
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Using a new model for measuring credit worthiness and risk, Arogya Finance provides medical loans to the poor and informally employed population. Lending decisions can be made within three hours, rather than the seven to ten day wait of most traditional banks. This speed is critical in health emergencies. If approved, the Arogya pays the hospital or doctor directly and treatment can begin immediately.
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Stage 5: Scaling

Focus Areas:

Health

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Implemented In:

India

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1
Country Implemented In

Milestone

Date Unknown
New Country Implemented In
India